How to avoid getting into debt from identity theft
March 13, 2009 – 1:22 pmIn this post I am including how to avoid debts from identity theft. I have already made a post on prevention of identity theft in my blog. The reader’s of my blog keeps on requesting me to write on the prevention of identity theft. I think this is the most important thing for everyone to know. This is the reason I am writing this post again after doing some research on the web and I also had some chats with my friends and my readers. The points that I felt right, I am including in my post. Hope the tips will be helpful for my readers. I have already included few stories about identity theft in my blog before.
I read somewhere that 65,043 victims of identity theft are recorded by CIFAS Members in 2007. The need for each and every individual to know about the preventive methods is clear from this identity theft statistics. The following tips will help the readers to have full identity theft protection.
Here goes the ways to prevent identity theft:
1) The credit card and the debit cards should always kept with extra care.
2) The important documents like passport should be kept in a safe place. Never carry them with you unless they are required.
3) Few documents like the credit card bills, letters from doctor or employer should be shred after use. If these documents pass to the identity criminals then it will be enough raw materials for them to commit the identity fraud.
4) Always keep a thorough monitor of your bank accounts. All the credit card statements should be checked properly and kept until they are checked against the bank statements.
5) If any discrepancy is found between the bills and the bank statement then immediate step should be taken.
6) Never give your personal information to the callers, researchers or charity collectors without knowing how much genuine they are.
7) In case of online shopping never save your password and try to change your password as frequent as you can.
8) When you are shifting your house doesn’t forget to shift all your post to the shifted address.
9) While giving your personal information in the telephone to your banker be very careful. The identity theft criminal can cheat you by asking for your personal details by pretending as your banker.
10) The most important point is to secure your home. Secure the place where you keep all your valuable documents. The criminals will be more interested in taking your valuable documents rather than the television set or any other assets.
Above are the ten points that I have jotted down. I want to hear some from my readers too. In my next post onwards I will be writing on some other topic. If I get some new information on identity theft then I may include it in future. 
34 Responses to “How to avoid getting into debt from identity theft”
Very informative and reliable post on how to protect one's self against prevailing identity theft. Those who do this are like pirates of old. They survive by stealing the properties of others. Thanks for the post. God bless.
By Mel Avila Alarilla on Mar 14, 2009
Thanks for the great tips! My, my you are surely a well informed in finaces!
By bokjae on Mar 14, 2009
thanks for this.
I have taken a mental note of it. They're very helpful!
By pchi on Mar 19, 2009
This is the best post relative to identity theft I have read so far. Thanks for sharing this. Good thing I did not get any credit card.
By Coolbuster on Mar 21, 2009
Thank you for sharing useful tips.
Greeting to you.
By tikno on Mar 24, 2009
hello! this is a great site..
By financial.power on Mar 27, 2009
hello!
visiting you from blogcatalog
thanks for sharing ^^
cheers!
Vicissitudes of Life
By Shu Fen on Apr 12, 2009
Very good article and I should know. I have been the victim of identity theft TWICE!
The first time I lost my credit card and never missed it because I carried so many. MY BAD.....
This last time, only a few months ago, is still a mystery. I am home-bound because of a disability, so the card has never LEFT my house.
How did a person get the numbers and everything needed to use it?
Ideas anyone?
By thematrix777 on Apr 12, 2009
- May be some one who visits your house have passed the message to the criminals....
- May be from the online shopping.... some false websites that you have logged in carelessly...
- do you take care of the credit card bills....do you use the paper shredder....may be from your waste box ...some one picked a bill and collected the information...
Adriana
By Adriana on Apr 12, 2009
Identity theft has become a huge problem. Thanks for the tips for minimizing the threat! LiveRockLover.com
By Eric on Apr 12, 2009
Great information on securing one's identity. I might suggest a subsequent list which would cover steps to take while online to insure your identity is secure. This would be as helpful for many in today's hitech world.
By Artster63 on Apr 12, 2009
Excellent post and important in this day and age.
Identify theft is an ugly problem, I have a family member that was hit with it a couple of years ago. Not easy to sort through.
Great blog!
By markoskar on Apr 12, 2009
These are very valuable tips to keep us forewarned. Thank you so much for sharing these to us, Adriana. While reading your post, I had at the back of my mind...as to whether of not, the various informations we have been giving in Social Networking Groups, like google, yahoo, hotmail, friendster, facebook, linkedin, diggs, et cetera, are subtle high-tech ways of stealing our privacies? Of course, we innocently participate in giving away our private selves. Am just being...suspiciously curious..hehehe...
By JessQ on Apr 12, 2009
Thanks for the great info here
By Dragon Fly on Apr 12, 2009
thanks for sharing this very informative tips...people should be aware of this...keep it up!
By free phones on Apr 14, 2009
Informative blog. Lots of valuable information here.
By Khris on Apr 14, 2009
Excellent blog. I'll come back soon.
By Ellie on Apr 19, 2009
These are very valuable tips. Identity theft can happen anywhere, even at trusted retail stores or any place that will still take a check. The best way to prevent the most amount of damage from occurring is to monitor your accounts diligently.
~ Kristi
By Kikolani on Apr 23, 2009
Adriana,
Great post! Unfortunately, both my husband and myself have been the victims of identity theft more than once. We have taken steps to keep it from happening again. When our credit card companies or banks need to get in touch with us we have several safeguards and passwords that no one can know. If at any point the correct password is not given the company won't give out information.
My husband shreds his bills as soon as he pays them. I didn't realize that is a way to safeguard against identity theft.
When you have your identity stolen it is as if you were robbed in person. You feel so worried, because these people have stolen your whole life. It means new credit cards and pretty much replacing everything. I'm so glad that someone is addressing this in such detail.:)
By Barbara Ehrentreu on Apr 24, 2009
great info, thanks
By rachmad mulyo on Apr 24, 2009
hmmm
nice information but commonly problems for all human because we actually our salves don't care to do prevented measurements. after theft! we got experience and got conscious!
By Ali Qayyum on Apr 24, 2009
Very good advice. Well researched and thorough. Keep up the god work!
By George Larson on Apr 24, 2009
Great article. Thanks for the add on Blog Catalog. Keep up the good work
By DCRose on Apr 24, 2009
Great article on identity theft. I just had a seminar for my 90 members singles group (seniors) and the speaker brought up a good point. This is being done over and over and no one realizes it:
Hello, is this Mrs. Jones? Yes
Do you live in Brickabrack, Idaho? Yes
Are you still at 1234 Main street? Yes
The person answering the phone has just answered "yes" to 3 questions. These answers will be altered to a recorded message and YOU will have agreed to who knows what?
Caller: Is this Mrs. Jones? Speaking
Do you still live in Brickabrack Idaho? Still do.
Are you still residing at 1234 Main street?
I was last time I looked or some similar answer.
These are far better responses and you never have to say YES. Better yet, hang up.
By Gloria Kelley on Apr 24, 2009
Hi... visited from blog catalog. Thanks for sharing. This is a nice article.
By Ikhwan15 on Apr 27, 2009
Thanks for the information. Good article. Visiting from Blog catalog.
Thanks for coming my way.
By Carrie on Apr 27, 2009
Great info, thanks....
By Logonme on Apr 28, 2009
Nice blog ....
Please visit my blog in http://blueshappire.blogspot.com and rate my blog at blog catalog.
Thanks
By Blueshappire on Apr 28, 2009
You have an interesting site. It's aesthetically beautiful and well presented.
By Karl Zada on Apr 28, 2009
Great post, thanks for the tips.
By Naoko on Apr 28, 2009
You have useful information, but the truth is there is no such thing as "full identity theft protection" ever. I think that you should be preaching that. And besides its not a matter of keeping you documents safe. I hope that that is obvious, but real identity theft people just get new credit cards with info. sent to them. You wouldn't know about it until its too late! but good info. non the less!!
By Taylor on Apr 29, 2009
Excelentes dicas,que irei ficar mais atento.
By maguillasan on Apr 29, 2009
It seems credit cards are nothing but trouble. If it's not killing us with debt it's stealing our identity.
By Michael@TheBloggerSource on Apr 29, 2009
Interesting tips and very helpful too. Thanks for sharing.
By sil on Apr 30, 2009